Refinancing your loan

When was the last time you properly checked out your current loan?

If it was any longer than 6 months ago, then it’s worth looking into. As time passes, your needs may have changed, as does the market. The loan that worked for you a few years ago may not be as much of a fit now.

Australian lenders are fiercely competitive and continually try to improve their rates and products. Refinancing allows you to take advantage of these offers and change your existing loan to one that’s more suited to your current needs and circumstances. You may be looking to switch from a fixed rate loan to a variable loan (or vice versa), or you might want a loan with more flexible features, such as redraw or a line of credit. You might not even need to change lenders to make these things happen. We can help you to figure out if you have any options better suited to your personal circumstances and can often negotiate on your behalf to find your ideal financial solution.